Buyer Tool

Home-Loan Eligibility Calculator

Estimate how much home loan you may be eligible for based on income, age and existing EMIs.

Home-Loan Eligibility Calculator

Gross monthly income (₹)

Existing EMIs per month (₹)

Your age (years)

Retirement age

Interest rate (% p.a.)

Lender’s EMI limit (% of income)

Maximum tenure–

Maximum EMI–

Indicative loan eligibility–

Indicative figures only. Actual amounts depend on your lender, your state’s current rules and your circumstances. This is not financial advice.

How it works

Lenders usually limit total EMIs to a share of your income (often called FOIR) and set the tenure so the loan ends by retirement, commonly with a maximum of 30 years. Actual eligibility also depends on your credit score, employment and the property.

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